Get Your Money Now

Stop waiting for monthly payments. Convert your owner-financed note into a lump sum of cash in as little as 2-3 weeks.

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24+ Years Experience

Nationwide Service

Lowest Fees (10-25%)

Quick Quote Request

Get an estimate in 24 hours or less

Your Name

Phone Number

Current Note Balance

Property Type

Your information is secure and never shared.

One Lump Sum

Collect your money all at once instead of waiting years for monthly payments

Fast Payouts

Average payout time is approximately 2-3 weeks from approval

Record Time

Receive your money within 30 days of starting the process

Low Fees

Our fee structure is among the lowest in the industry (10-25%)

How It Works

Getting cash for your note is simple. Here's what to expect.

Tell Us About Your Note

Fill out our simple form with your note details. Takes about 5 minutes.

Get Your Quote

We review your information and provide a no-obligation cash offer within 24 hours.

Get Paid

Accept our offer and receive your lump sum payment in as little as 2-3 weeks.

What We Buy

We purchase a variety of owner-financed notes and receivables nationwide.

Single Family Residence

$30K - $2.0M

Condos / Duplexes / Townhomes

$30K - $2.0M

Mobile Home with Land

$30K - $0.2M

Land Only Notes

$30K - $0.2M

Commercial Mortgage Notes

$100K - $2.0M

Land Contracts

$30K - $0.5M

Structured Settlements

$10K - $1.0M

Medical Receivables

$25K - $0.5M

Why Note Holders Trust Us

For over 24 years, we've helped thousands of note holders convert their monthly payments into immediate cash. As a Charter Financial referral agent, we offer some of the best rates in the industry.

Industry-Low Fees Our 10-25% fee structure beats competitors who charge 33% or more.
Fast Closings Most transactions close in 2-3 weeks. Get your money when you need it.
No Obligation Quotes Get a free estimate with no pressure. We're here to help, not push.
Nationwide Service We purchase notes from all 50 states. Location is never a barrier.

Get Your Free Estimate

Enter your note details below for an instant preliminary quote.

Note Details

First Name *

Last Name *

Email *

Phone *

Property Type *

Original Sale Price

Down Payment Received

Current Note Balance *

Interest Rate (%)

Remaining Months

Months of Payments Made

Payer's Credit

Owner Occupied?

Your Estimated Payout

Enter your note details to see your estimate

$--,---

Range: $-- - $--

This is a preliminary estimate. Final offer subject to verification and due diligence.

Call to Discuss

Frequently Asked Questions

Everything you need to know about selling your note.

How much will I receive for my note?

The amount we pay ranges between 75-90% of the current note balance, depending on factors like property type, equity, seasoning, note terms, and payer credit. Take our free assessment for a personalized estimate.

How long does the process take?

Most transactions close within 2-3 weeks from approval. The entire process from initial assessment to receiving your money typically takes 30 days or less.

What types of notes do you buy?

We purchase owner financed mortgage notes, deeds of trust, land contracts, commercial notes, structured settlements, and medical receivables. We do not buy second position notes, interest-only notes, or personal loans.

Do I need to sell my entire note?

No! We offer partial purchase options where you can sell a portion of your remaining payments while keeping the rest. This gives you flexibility to get cash now while retaining some future income.

What is your fee structure?

Our fees range from 10-25%, which is among the lowest in the industry. Unlike other brokers who charge 33% or more, we pass savings on to you through our relationship with Charter Financial.

What documents do I need?

Typically you'll need the promissory note, deed of trust or mortgage, settlement statement, payment history, and property information. We'll guide you through exactly what's needed during the assessment.

Is my information secure?

Absolutely. We use industry-standard security measures and never share your personal or financial information with third parties without your consent.

What if my payer has bad credit?

We consider all credit ranges. For notes with lower payer credit but strong payment history (seasoning), we can often still make an offer. If credit is too low initially, we can review again in 3-6 months.

What Our Clients Say

Real people who've converted their notes to cash with our help.

"We had been receiving monthly payments for years, but needed a lump sum for retirement. The process was seamless and we got our money in just 3 weeks!"

Robert & Linda M. — Sold $85,000 note

"Best decision we ever made! The quote was fair, the team was professional, and we used the funds to invest in our children's education."

The Martinez Family — Sold $120,000 note

Get Your FREE Owner Financed Mortgage/Deed of Trust Guide

Learn how to easily collect your future monthly payments in one lump sum of cash within a few weeks.

How to get a quick $25,000 - $75,000 within weeks
Step-by-step checklists and guidance
Four factors that get you a bigger payout
Why you need a competent Referral Agent
Insider knowledge from 24+ years experience

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Our easy-to-read guide will educate you on the most important factors in collecting your future payments in one lump sum.

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